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What we do and the services we provide.

Changes occur and business has to adapt or die. From 1st January 2013 commission has not been an option for our remuneration. Instead, adviser charges now apply and we will discuss and provide you with full disclosure on this. We at RGA IFA embrace what the regulator is trying to achieve by removing the hidden excessive commission charges.

In many respects there will be minimal changes with lower product fees and transparent adviser charges.

However, this begs the question, “What do our clients say they value most from RGA?”

  1. Trust
  2. Experienced knowledge of the markets. Each member of RGA has years of industry experience – an average of 20 years!
  3. Home or workplace visits if required – fitting in with your timescales not ours.
  4. Professional and personal service.
  5. Ability to match investment to risk.
  6. Technology availability – enabling 24/7 valuations with bank standards encrypted log in.
  7. Accessibility.
  8. Annual reviews or more frequent if required.
  9. Adhoc support with no additional/hidden charges.
  10. Guidance on areas of financial importance over the short, medium and long term.

That’s what our clients say, but here are some more important benefits of using RGA:

  1. We are a member of Fairstone Financial Management Ltd who are regulated by the Financial Conduct Authority. This regulation requires adherence to the highest professional standards.
  2. You are afforded a degree of protection should any provider we recommend meet with financial difficulties. The FSCS website has more on compensation limits:  www.fscs.org.uk
  3. We have all studied hard to secure qualifications of diploma in Regulated Financial Services, whilst our system of Continuing Professional Development ensures that our training doesn’t stop there.
  4. We hold Professional Indemnity Insurance, further protecting you from inadequate or inappropriate advice.

Citywire News

Saturday Papers: Persimmon chairman quits in Bonus row

Saturday, 16 December, 2017 - 06:21

And Unilever has received a binding offer from KKR to buy brands such as Flora and I Can’t Believe It’s Not Butter for €6.8 billion.

BBC Business News

Pensions: Automatic saving to start at 18 under new plans

Saturday, 16 December, 2017 - 23:51

An extra 900,000 young people could automatically save into a workplace pension under the plans.

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